Can’t qualify for a personal loan? 4 alternatives to try

By ANNIE MILLERBERND from NerdWallet Personal loans provide fast, unsecured money that can pay off anything from home repairs to medical emergencies. Instead of asking for collateral like a house or a car, many prefer advanced lenders with strong credit and high incomes. But what if you do not meet the requirements of the lender? … Read more

This Shared Expense Smashes Lots of Retirement Plans — But It Shouldn’t Blow You

(Kylie Hagen) Retirement changes a lot, but it doesn’t change the fact that we still have bills to pay and those bills can be overwhelming at times. There is one type of debt in particular that is wreaking financial havoc on people, which is unfortunately common among retirees. But it shouldn’t weigh you down. Making … Read more

2023 will bring historic changes for retirees on Social Security

(Katie Brockman) Social Security can go a long way toward making retirement more affordable, but as inflation continues to rise, it is becoming increasingly difficult for fixed-income retirees to make ends meet. Fortunately, relief could be on the horizon. Next month, the Social Security Administration (SSA) will announce cost of living (COLA) for the year … Read more

Gates Foundation urges UN and honors inspiration as goalkeeper | Health, medicine and fitness

By Thalia Petty, Associated Press New York (AFP) – Bill Gates and Melinda French Gates combined distinctive optimism with sobering questions about persistent gender inequality and hunger at an event focused on reaching global development goals, held by the Gates Foundation on the sidelines of the United Nations General Assembly. Bill Gates made the case … Read more

4 Strategies To Try If You Need Extra Money From Your Investments | Smart Change: Personal Finance

(Sam Swenson, CFA, CPA) When it comes to success long term investmentIt’s good to focus on it full back: Combine price hikes and dividends. However, there are times when you might consider optimizing your cash flow instead. If you have upcoming liabilities that cannot be covered by your job income alone — such as an … Read more

3 Unstoppable Investments Everyone Needs in Their Portfolio | Smart Change: Personal Finance

(Chuck Salita) With the stock market plummeting throughout most of 2022, investors are rediscovering the risks involved in investing. The unfortunate truth is that your money is there Always At risk of experiencing some kind of loss, whether invested or not. As a result, it is very important that you put parts of your money … Read more

Better Buy: Tesla Stock or Nasdaq Fund? | Smart Change: Personal Finance

(Mark Blank) after, after Tesla‘s (NASDAQ: TSLA) A recent 3-for-1 stock split, you might be wondering if now is the perfect time to buy Elon Musk’s dynamic electric vehicle (EV). The split was not beneficial to the stock; Its price has fallen by almost 10% since its entry into force. But this drop likely has … Read more

Consumers Spent More Enjoyment in 2021 | Smart Change: Personal Finance

According to data released on September 8 from the Bureau of Labor Statistics, American consumers indulged in entertainment in 2021. People were photographed here at Nathan’s Famous at Coney Island in New York in May of 2021. Alexey Rosenfeld/Getty Images/File After spending 2020 as a deadly, rapidly spreading virus that defined most aspects of daily … Read more

Oil company settles criminal cases in California spill | Health, medicine and fitness

Aimee Thaksin, Don Thompson SANTA ANA, CA (Associated Press) — An oil company pleaded guilty Thursday in federal court to neglecting to dump crude off the coast of Southern California when its underwater pipeline ruptured last year, a leak that closed miles of coastline and closed fisheries. Meanwhile, in state court, Houston-based Amplify Energy and … Read more

Where to find the best paying cities for Generation Z | Smart Change: Personal Finance

Compared to millennials – who largely entered the workforce in the wake of the Great Recession – Gen Zers face a different job market and set of economic conditions. Wages are rising rapidly, and companies are struggling to find and retain workers. Taken together, these conditions better position Generation Z to avoid many of the … Read more