2023 will bring historic changes for retirees on Social Security

(Katie Brockman) Social Security can go a long way toward making retirement more affordable, but as inflation continues to rise, it is becoming increasingly difficult for fixed-income retirees to make ends meet. Fortunately, relief could be on the horizon. Next month, the Social Security Administration (SSA) will announce cost of living (COLA) for the year … Read more

pairing? How do you know when it’s time to combine your money

Spanish | E + | Getty Images Money may not be your top priority if you’re in love, but it does deserve some serious attention if you want a lasting relationship. A partnership that pools resources and shares expenses can be very good for the relationship and for each other’s financial well-being. However, different spending … Read more

4 Strategies To Try If You Need Extra Money From Your Investments | Smart Change: Personal Finance

(Sam Swenson, CFA, CPA) When it comes to success long term investmentIt’s good to focus on it full back: Combine price hikes and dividends. However, there are times when you might consider optimizing your cash flow instead. If you have upcoming liabilities that cannot be covered by your job income alone — such as an … Read more

3 Unstoppable Investments Everyone Needs in Their Portfolio | Smart Change: Personal Finance

(Chuck Salita) With the stock market plummeting throughout most of 2022, investors are rediscovering the risks involved in investing. The unfortunate truth is that your money is there Always At risk of experiencing some kind of loss, whether invested or not. As a result, it is very important that you put parts of your money … Read more

How to save money with food inflation rising more than 11% a year

Going to the grocery store wouldn’t be cheaper. Rising food costs helped pay off Inflation rose again last monthdespite the decline gas prices. The food index alone is up 11.4% over the past year, according to another Consumer Price Index The numbers – the biggest jump in 12 months since May 1979. The Food at … Read more

Even after the market crashes, investors are still making two implausible assumptions about the next six months, this economist says

This is not the first time that inflation numbers have surprised the market. The bad news was the S&P 500 SPX, -4.32% It saw the biggest one-day drop in two years, dropping 4.2%. The good news is if you check your 401(k) it will only go back to last week’s levels, futures are holding in … Read more

Better Buy: Tesla Stock or Nasdaq Fund? | Smart Change: Personal Finance

(Mark Blank) after, after Tesla‘s (NASDAQ: TSLA) A recent 3-for-1 stock split, you might be wondering if now is the perfect time to buy Elon Musk’s dynamic electric vehicle (EV). The split was not beneficial to the stock; Its price has fallen by almost 10% since its entry into force. But this drop likely has … Read more

A new approach to financial planning

Financial planning, as a Relatively new profession, has experienced a rapid pace of development. Initially, it began as an aggregation of previously separated financial industry services – brokerage, banking, and insurance – but took a major leap forward with the first class of Certified Financial Planner™ (CFP®) Holders of the title graduated in 1973. Completion … Read more

Consumers Spent More Enjoyment in 2021 | Smart Change: Personal Finance

According to data released on September 8 from the Bureau of Labor Statistics, American consumers indulged in entertainment in 2021. People were photographed here at Nathan’s Famous at Coney Island in New York in May of 2021. Alexey Rosenfeld/Getty Images/File After spending 2020 as a deadly, rapidly spreading virus that defined most aspects of daily … Read more

How to get paid on YouTube | family finance

Whether you’re creating daily vlogs or makeup tutorials, content creators have the power to reach a massive audience on YouTube, with more than two billion people logging onto the video site every month. But while many creators now earn enough to focus on producing YouTube videos full time, Make money on YouTube It’s not easy. … Read more